Privacy Policy

4MORE Inc. ("4MORE", "we", "us", or "our") operates the Pay4more website and related services. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website or make a purchase. This policy is designed to comply with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable Canadian privacy legislation.

1. Information We Collect

We may collect the following types of personal information:

• Identity Information: your name, email address, phone number, and mailing address when you create an account or place an order.
• Payment Information: credit card details, billing address, and transaction records processed securely through our third-party payment processor (Stripe). We do not store full credit card numbers on our servers.
• Order Information: purchase history, shipping preferences, and customer service communications.
• Technical Information: IP address, browser type, device identifiers, pages visited, and referral URLs collected automatically when you browse our site.
• Communications: information you provide when you contact us, subscribe to our newsletter, or participate in surveys.

2. How We Use Your Information

We use the personal information we collect for the following purposes:

• To process and fulfill your orders, including shipping and handling returns.
• To communicate with you about your account, orders, and customer service inquiries.
• To send promotional emails, newsletters, and marketing communications (you may opt out at any time).
• To improve our website, products, and services through analytics and research.
• To detect and prevent fraud, unauthorized transactions, and other illegal activities.
• To comply with legal obligations and enforce our terms of service.

3. Disclosure of Information

We do not sell, rent, or trade your personal information to third parties. We may share your information in the following limited circumstances:

• Service Providers: we share information with trusted third-party service providers who assist with payment processing (Stripe), shipping, email communications, and analytics. These providers are contractually bound to protect your data.
• Legal Requirements: we may disclose information when required by law, regulation, court order, or governmental request.
• Business Transfers: in the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
• With Your Consent: we may share information for other purposes with your explicit consent.

4. Data Security

We implement industry-standard security measures to protect your personal information, including SSL/TLS encryption for data in transit, secure server infrastructure, and restricted access controls. Payment processing is handled by Stripe, a PCI DSS Level 1 certified provider. While we take reasonable precautions, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

5. Cookies & Tracking Technologies

Our website uses cookies and similar technologies to enhance your browsing experience, analyze site traffic, and personalize content. Types of cookies we use include:

• Essential Cookies: required for basic site functionality such as shopping cart and checkout.
• Analytics Cookies: help us understand how visitors interact with our site (e.g., Google Analytics).
• Marketing Cookies: used to deliver relevant advertisements and measure campaign effectiveness.

You can manage cookie preferences through your browser settings. Disabling certain cookies may affect site functionality.

6. Your Rights

Under PIPEDA, you have the right to:

• Access: request a copy of the personal information we hold about you.
• Correction: request that we correct any inaccurate or incomplete personal information.
• Withdrawal of Consent: withdraw your consent for us to process your personal information, subject to legal or contractual restrictions.
• Complaint: file a complaint with the Office of the Privacy Commissioner of Canada if you believe your privacy rights have been violated.

To exercise any of these rights, please contact us using the information below. We will respond to your request within 30 days.

7. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact our Privacy Officer:

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated effective date. Your continued use of our website after any changes constitutes acceptance of the revised policy.